Business Vehicle Loans

A loan that supports the growth of your business

If you’re looking to get a loan for passenger cars or commercial vehicles for your business, you’re in the right place

Low interest rates starting from 4.25% per annum
Loan amounts up to AED 3,500,000
Tenures up to 48 months

Take your business to great heights

High loan amounts of up to AED 3,500,000
Interest rates starting from 4.25% per annum*
For companies in the transport and non-transport sectors

Key benefits and highlights

  • Finance available across a wide range of vehicles including passenger cars and light and medium commercial vehicles
  • For companies with a one-time or recurring requirement for vehicles
  • Finance may be extended through a loan or credit facility
  • Instant pre-qualification
  • No charges for vehicle release letter, mortgage placement and mortgage release

I want to borrow

AED 25,000 AED 300,000
12 months 60 months

You can borrow AED {0} Auto Loan

with monthly payments as low as

AED  
Flat rate: 2.69% p.a. and reducing rate of 5.06% p.a. Terms and conditions apply.
*Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.

Benefits of getting a loan with Emirates NBD

Easy process and documentation

We make getting an auto loan easy with half-day approvals and minimal documentation especially with a good AECB score

Free credit card and bank account

Get a credit card with no annual fees for the first year and a new bank account

Preferred pricing on pre-owned vehicles

Going for a pre-owned car? Get preferential pricing for both cars and corporate fleets

Eligibility

For companies in the transport and non-transport sectors

Minimum salary required: AED 10,000

Documents required to apply

  • Auto loan application form
  • KYC forms (available at the branch or with the sales staff)
  • Original Emirates ID and copy or passport and copy with resident visa page
  • Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
  • Salaried individual: latest 3-month bank statement
  • Self-employed individual: latest 3-months bank statement
  • Trade License copy
  • Memorandum of association (MOA) and Articles of Association (AOA)
  • Power of Attorney (POA) borrowing power

To find out more on how to apply, click here.

You can apply for a mortgage release on your car only when you have paid back your loan in full. It’s free of cost.

Apply by e-mail to [email protected] or visit a branch with the documents below.

When emailing us:

Documents to attach to the email or bring with you to the branch:

For vehicles registered in Dubai: 

  • Vehicle Mulkiya and Emirates ID (email both sides or bring the original to the branch)

For vehicles registered in Abu Dhabi, Al-Ain, Sharjah and other Emirates:

  • Vehicle Mulkiya copy (email both sides or bring the original to the branch)
  • Emirates ID or Trade License copy if the vehicle is registered in a company's name.

To find how to get a mortgage release on your auto loan, click here

  • Auto loan application form
  • KYC forms (available at the branch or with the sales staff)
  • Original Emirates ID and copy or passport and copy with resident visa page
  • Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
  • Salaried individual: latest 3-month bank statement
  • Self-employed individual: latest 3-months bank statement
  • Trade License copy
  • Memorandum of association (MOA) and Articles of Association (AOA)
  • Power of Attorney (POA) borrowing power

To find out more on how to apply, click here.

You can apply for a mortgage release on your car only when you have paid back your loan in full. It’s free of cost.

Apply by e-mail to [email protected] or visit a branch with the documents below.

When emailing us:

Documents to attach to the email or bring with you to the branch:

For vehicles registered in Dubai: 

  • Vehicle Mulkiya and Emirates ID (email both sides or bring the original to the branch)

For vehicles registered in Abu Dhabi, Al-Ain, Sharjah and other Emirates:

  • Vehicle Mulkiya copy (email both sides or bring the original to the branch)
  • Emirates ID or Trade License copy if the vehicle is registered in a company's name.

To find how to get a mortgage release on your auto loan, click here

Apply for an Emirates NBD loan and be part of the most innovative bank in the region

What our customers are saying

"Emirates NBD is the best provider for car finance"

Things you need to know

Borrow wisely and ensure you go through the list of documents for all the fees and charges you'll incur and the terms and conditions involved when you get a loan from us. 

  • If you do not meet the monthly repayments on your loan, your account will go into arrears and incur late payment fee.
  • When you miss repayments, this could affect your credit score and limit your ability to access loan/financing in the future.
  • When you refinance your loan or avail installment deferments, it may take longer to pay off than your previous loan. It may also result in paying more interest.

Discover

Buy your dream car from our partners

AUTOSWAP in partnership with dubizzle

AUTOSWAP lets you sell your vehicle and buy another used vehicle from dubizzle without settling your existing loan.

Convenient and hassle free

Interest rates starting from 3%* per annum (flat)

Same day approval with CARS24

Get your dream car at your doorstep with CARS24’s wide range of pre-owned cars and Emirates NBD’s same-day finance.

7-day easy return, 100% refund

24 months and 40,000 km warranty

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