Free FX services

Enjoy a suite of free services that can help you meet your FX needs

Inward Telegraphic Transfer

Account to Account Transfer

Special Rate Deal Booking

Foreign currency cash via branches

Online FCY Remittances

DirectRemit

Swift Message Copy

FX Advisor Support

Fixed Deposits & Foreign Currency Accounts

Managing your money with ease, whatever the currency

Emirates NBD Private Banking offers you the choice of a convenient foreign currency current account or a higher interest deposit account to help you manage your funds in different currencies, together with a range of privileges to complete the ideal package for you.

Foreign Currency Current Account

An account that is as international as you

Designed to meet your needs across a wide spectrum of currencies, our Foreign Currency Current Account is convenient and easy to manage, with a range of privileges to enhance your experience no matter the currencies you need.

Currency Passport Savings Account

The deposit account for different currencies

If you want to hold different currencies but in only one account, this is the right choice for you. It offers attractive interest rates and allows you to easily manage your bills and other payments. Its features also include:

  • Interest rate of 0.25% p.a. for selected currencies
  • Available in USD, GBP, AUD, CAD, SGD, HKD, JOD, KWD and LKR
  • Transfers between Currency Passport Savings Accounts in different currencies
  • Bill payment facilities across a wide range of services including telephone, electricity, Salik recharge, and traffic fines
  • Quarterly statements
  • No cheque book/ATM or Debit card

The best of both worlds in one savings account

Emirates NBD’s Smart [email protected] account gives you high interest rates as well as the online flexibility you prefer. It is available for individuals only in all the major currencies and offers competitive interest rates for higher balances. Its features also include:

  • Funds payable into the account via Online Banking and cash deposit machines
  • Account statement available via Online Banking
  • Interest rates subject to currency
  • Joint account are not permissible for Smart [email protected] account
  • To encourage regular savings, no ATM card or cheque book is given with this account
Fixed Deposit

Higher interest available with one click

You can enjoy market-leading interest rates on foreign currencies in a Fixed Deposit Account with Emirates NBD Private Banking through Online Banking, which allows more flexibility than you would expect with a wide range of currencies available. Features include:

  • Minimum deposit of AED 10,000 (or equivalent)
  • Competitive interest rates (depending on currency and duration of deposit)
  • Flexible terms
  • Overdraft facility
  • Premature withdrawals allowed

DirectRemit

Send money home in seconds

We make sending money to your family back home as hassle free and reliable as we can for you. That is why we have developed DirectRemit, ensuring almost instantaneous transfers to six countries, free of charge.

United Kingdom
GBP
AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

India
INR
AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

Pakistan
PKR
AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

Philippines
PHP
AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

Sri Lanka
LKR
AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

Egypt
EGP
AED

Exchange rate 1 AED = {0} {1}

*Rates are applicable for Bank transfers only. Please contact your branch or Relationship Manager for latest rates.

GlobalCash Card

The Ultimate Travel Card

Travelling is for focusing on exciting new experiences or important business objectives, not for worrying about the availability of the right currency. Emirates NBD’s GlobalCash Card gives you a choice of the top 15 global currencies and easy management tools. Its many other features include:

  • Pre-paid, so easy to keep track on expenditure and top up via Emirates NBD Branches, Cash Deposit Machines or via linked account on Online Banking
  • Select some or all of the available currencies
  • Multiple channels – Online Banking, GlobalCash Mobile App, automated phone response
  • Access to over 2.1 million ATMs worldwide with MasterCard® acceptance mark
  • Secured with Chip & PIN technology as well as 3-D Secure for internet transactions
  • Quick and simple cash reload through Emirates NBD Branches, Cash Deposit Machines, or linked accounts on Online Banking
Account to Account Transfer

Instant transfers in any currency

You can transfer money instantly, in any currency held by Emirates NBD, to your own accounts or other account holders within Emirates NBD just by using the destination account number. This service also features:

  • Free transactions
  • Destination account credited in its currency
  • Transfer by Phone Banking using 24-hour Call Centre hotline, 800456
  • Free SMS alerts
  • Transaction limit of AED 1,000,000 (unlimited, instant and free if done at any Emirates NBD branch), AED 100,000 through Phone Banking
  • Standing instructions available
  • Credit card payment option also available
Telegraphic Transfer

Send money anywhere through your preferred channel

A telegraphic transfer is quick and easy with Emirates NBD, whether at home or abroad, and can be through whichever channel you prefer. For online and mobile activation, benefits include:

  • Transactions up to AED 1,000,000 daily
  • Available for both local and international transfers
  • Email confirmation
  • Instant beneficiary registration online
  • Standing instructions available
Demand Draft

Another easy option for cash transfer

If you require a documentary transfer, you can purchase a demand draft from any of Emirates NBD’s branches or have it delivered by courier. Other features include:

  • Available for transfers of up to AED 100,000
  • 3 working days delivery
  • Help line number 800456
  • Video demonstration of Demand Draft
Foreign Currency Cash

Collect Cash where and When you need it

You can get foreign exchange at any of our branches or at our location in Dubai International Airport. Just call 04-3160067 between 8.00 AM to 4.00 PM Monday to Saturday (excluding public holidays) to arrange for currency cash of your choice. Benefits include:

  • Preferential rates for Emirates NBD Customers
  • Reduced risk of carrying currency
  • One stop destination for deposit & withdrawal
  • Currency delivered to most convenient branch within 24 hours
  • Withdrawal from your AED account at best possible rate
Western Union

Transfers via one of the world’s best

If you want to send an instant transfer through one of the world’s most trusted agencies, our partnership with Western Union will always get the job done. This service is available through Online Banking and Mobile Banking App. Its features include:

  • More than 500,000 agent locations in 200 countries and territories worldwide
  • Pre-registered* beneficiaries required (registration through an Emirates NBD Branch, Online Banking and Mobile Banking App)
  • Available for individual customers only
  • Transaction limit of AED 25,000 (or equivalent) per transaction

As per Western Union guidelines, please be advised that starting from 6th August, 2020 recipients in Lebanon are subject to pay an additional 2% cash handling fee (on the sent principal amount). This will be collected by agents in Lebanon and will be deducted from the principal amount at payout, for transactions paid in USD

FX Forwards and Options

Manage your wealth using foreign exchange

As a more sophisticated investor you may wish to use Forward Contracts or Currency Options on foreign exchange to benefit from currency movements.

Forward Contracts are an agreement between you and the Bank to buy or sell a specified amount of foreign currency at a rate agreed today for delivery on a specified date in the future. The benefits of this are:

  • Fixed exchange rate at which you may buy or sell a certain amount of currency
  • Plan for future currency needs
  • Hedge against adverse foreign exchange movements
  • Wide list of currencies available
  • Certainty of cash flow

FX Forwards and Options Features

Locking in your best rates

Currency Options provide the right to certain protection at a specified foreign exchange rate on a specific forward date, but with the flexibility of choosing to opt for a spot deal. It works exactly like an insurance policy, in that you pay a premium for the protection you want on an FX rate. Its features include

Additional guidelines & terms related to remittances

Please find below the applicable terms and related customer notifications for processing of various FX transactions across Emirates NBD services and channels.

Talk to Us

To avail our Private Banking Foreign Exchange services, please contact us on 800 456 and we’ll be happy to assist you.