Islamic Current Account
At a glance
Banking packages
Benefits
Requirements and charges
Support
Apply now

At a glance

Open an Islamic Current Account with us for a hassle-free ethical banking experience

Save up to AED 4,000 with debit card deals
60-second transfers through DirectRemit
No account opening fees

Key features

  • The account is based on the principal of ‘Qard Hassan’ with no profit payments
  • Up to 10 free teller transactions a month (based on your banking package)
  • Cheque book and debit card for AED accounts
  • Minimum balance and salary requirement of AED 3,000

Who can apply?

Salaried, non-salaried and self-employed UAE citizens and residents.

Key Facts Statement (KFS)
Fees and charges
Islamic Terms and conditions

Benefits of banking with Emirates NBD

Know the benefits of your banking package

View all banking packages

Beyond

Minimum balance
  • Current account: AED 15,000 to AED 49,999
  • Savings account: AED 100,000
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Rewards up to AED 5,000 on loans
  • 15 monthly cashback prizes worth AED 2,000
  • Free unlimited international remittances
  • Rewards up to AED 50,000 with Beyond deals
Apply now
Know more

Plus Maximizer

Minimum balance
  • Current account: AED 5,000 to AED 14,999
  • Savings account: AED 5,000
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Free insurance cover worth AED 100,000
  • Exciting offers on credit cards
  • Monthly winners get AED 500 cashback
  • 8 free teller transactions per month
Apply now
Know more

Emirati Package

Minimum balance
  • No balance requirement
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Rewards up to AED 50,000 with the Beyond app
  • Up to AED 9,010 in savings with the Emirati Visa signature debit card
  • Higher interest on the Family Savings Account
Apply now
Know more

Requirements and documents for opening an account

  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labour card
    • Copy of Employee ID
    • Latest salary letter
    • Copy of employment visa page from passport
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old and you can print these off online banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Letter from UAE Ministry of Interior stating that customer is Bedouin
  • If employed: labour card
  • If not employed: any other government photo ID
  • Passport copy and EIDA copy of all signatories/owners/director
  • Trade license if the company incorporated in the UAE
  • Memorandum of association (MOA)
  • Board resolution
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labour card
    • Copy of Employee ID
    • Latest salary letter
    • Copy of employment visa page from passport
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old and you can print these off online banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Letter from UAE Ministry of Interior stating that customer is Bedouin
  • If employed: labour card
  • If not employed: any other government photo ID
  • Passport copy and EIDA copy of all signatories/owners/director
  • Trade license if the company incorporated in the UAE
  • Memorandum of association (MOA)
  • Board resolution

Open an account with us and join the most innovative bank in the region


What our customers are saying:

"Best bank in the UAE. I have been banking with ENBD for the past 15 years..never had any issues."
Open an account
Support

How can we help?

Already a customer?

Apply for a savings and current account
How do I update my phone number?

Help with your account

Help with an inactive or dormant account

Getting started

Documents required to open an account

Getting started

Can I open an account for my children below 18?

Frequently asked

ATM fees and charges
Have more questions? Visit our support pages

Thank you for your feedback!

How was your experience?

We'd love to know.

1 = Poor, 10 = Excellent
Website Settings
Emirates NBD Arabic : العربية
Emirates NBD on Social
You are currently browsing

Personal Banking

Personal Banking
Other segments

Products

Products

About us

About us

Helpful links

Helpful links

Customer support

Customer support

Download our apps

Download our Mobile App

Bank securely anytime and from anywhere

Download our more App

More fun, more rewards

Copyright © 2023

Emirates NBD Bank (P.J.S.C.) is licensed by the Central Bank of the UAE, Baniyas Road, Deira, P.O. Box: 777, Dubai, UAE

Emirates NBD