At a glance

Open an Islamic Current Account with us for a hassle-free ethical banking experience

Save up to AED 4,000 with debit card deals
60-second transfers through DirectRemit
No account opening fees

Key features

  • The account is based on the principal of ‘Qard Hassan’ with no profit payments
  • Up to 10 free teller transactions a month (based on your banking package)
  • Cheque book and debit card for AED accounts
  • Minimum balance and salary requirement of AED 3,000

Who can apply?

Salaried, non-salaried and self-employed UAE citizens and residents.

Benefits of banking with Emirates NBD

Know the benefits of your banking package

View all banking packages

Beyond

Minimum balance
  • Current account: AED 15,000 to AED 49,999
  • Savings account: AED 100,000
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Rewards up to AED 5,000 on loans
  • 15 monthly cashback prizes worth AED 2,000
  • Free unlimited international remittances
  • Rewards up to AED 50,000 with Beyond deals

Plus Maximizer

Minimum balance
  • Current account: AED 5,000 to AED 14,999
  • Savings account: AED 5,000
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Free insurance cover worth AED 100,000
  • Exciting offers on credit cards
  • Monthly winners get AED 500 cashback
  • 8 free teller transactions per month

Emirati Package

Minimum balance
  • No balance requirement
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Rewards up to AED 50,000 with the Beyond app
  • Up to AED 9,010 in savings with the Emirati Visa signature debit card
  • Higher interest on the Family Savings Account

Requirements and documents for opening an account

  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labour card
    • Copy of Employee ID
    • Latest salary letter
    • Copy of employment visa page from passport
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old and you can print these off online banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Letter from UAE Ministry of Interior stating that customer is Bedouin
  • If employed: labour card
  • If not employed: any other government photo ID
  • Passport copy and EIDA copy of all signatories/owners/director
  • Trade license if the company incorporated in the UAE
  • Memorandum of association (MOA)
  • Board resolution
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labour card
    • Copy of Employee ID
    • Latest salary letter
    • Copy of employment visa page from passport
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old and you can print these off online banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Letter from UAE Ministry of Interior stating that customer is Bedouin
  • If employed: labour card
  • If not employed: any other government photo ID
  • Passport copy and EIDA copy of all signatories/owners/director
  • Trade license if the company incorporated in the UAE
  • Memorandum of association (MOA)
  • Board resolution

Open an account with us and join the most innovative bank in the region


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