Earning LuLu Points

Earn LuLu Points every time you use your Emirates NBD LuLu 247 Mastercard

You earn LuLu Points every time you make a purchase or payment using your Emirates NBD LuLu 247 Mastercard.

We have two LuLu cards with a range of rewards and benefits. Choose one that suits your needs:

Spend and Earn LuLu Points

You earn LuLu Points every time you make a retail purchase or payment using your credit card. The rate at which you earn points is determined by the type of card and transaction.

Percentage of points earned per AED spent:

Spend type	Points earned
	Platinum	Titanium
LuLu (in-store and online)	7%	3.5%
Fuel	4%	2%
Utility bills	2%	1%
All other spends	0.7%	0.35%

Domestic spends under the categories below earn points at a different rate:

Car dealerships, grocery and supermarkets (except at LuLu), insurance and fast-food restaurants earn 25% of all other spend points
Education, government services and real estate earn 10% of all other spend points

Retail spends originating in European Union (EU) countries earn 25% of all other spend points.

The number of points you can earn in a credit card statement is capped as follows:

Credit card type	Points cap per statement
LuLu 247 Platinum Mastercard	1,667
LuLu 247 Titanium Mastercard	833

You should know:

LuLu Points never expire
The points are added to your card as soon as you make a purchase or a payment

Time to spend, shop and save!

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