Earning LuLu Points

Earn LuLu Points every time you use your Emirates NBD LuLu 247 Mastercard

You earn LuLu Points every time you make a purchase or payment using your Emirates NBD LuLu 247 Mastercard.

We have two LuLu cards with a range of rewards and benefits. Choose one that suits your needs:

Spend and Earn LuLu Points

You earn LuLu Points every time you make a retail purchase or payment using your credit card. The rate at which you earn points is determined by the type of card and transaction.

Percentage of points earned per AED spent:

Spend type	Points earned
	Platinum	Titanium
LuLu (in-store and online)	7%	3.5%
Fuel	4%	2%
Utility bills	2%	1%
All other spends	0.7%	0.35%

Domestic spends under the categories below earn points at a different rate:

Car dealerships, grocery and supermarkets (except at LuLu), insurance and fast-food restaurants earn 25% of all other spend points
Education, government services and real estate earn 10% of all other spend points

Retail spends originating in European Union (EU) countries earn 25% of all other spend points.

The number of points you can earn in a credit card statement is capped as follows:

Credit card type	Points cap per statement
LuLu 247 Platinum Mastercard	1,667
LuLu 247 Titanium Mastercard	833

You should know:

LuLu Points never expire
The points are added to your card as soon as you make a purchase or a payment

FAQs

Do all types of transactions on my credit card earn LuLu points?

Only retail spends earn you LuLu points. Transactions such as loans on your card, cash advances, bank fees and charges, balance transfers and 0% installment payment plans (except for LuLu spends converted into 0% IPP) will not earn points. Click here to learn more about eligible transactions.

How long will my LuLu Points be valid for?

LuLu Points don’t expire as long as you have an active card.

What happens to the rewards earned on my supplementary credit card?

Rewards earned for transactions on your supplementary credit cards are transferred to your primary credit card.

Will I lose the rewards I have earned if my card is replaced?

No, you won't lose your rewards. They'll just be transferred to your new Emirates NBD card.