Disclaimer:

  • Monthly installments are calculated using an illustrative installment amount of AED 10,000, effective interest rate of 0.89% per month (reducing balance) and 0% processing fees for 12 months tenure.
  • Actual interest rates vary by tenure and are subject to the bank's policy. Kindly log in to your Mobile App or Online Banking to check the eligible transactions, applicable interest rate and processing fees.
  • Processing fees will be charged as part of first monthly installment.

Installment Calculator

0 100000 AED
12 48 months

Monthly Installment payable

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4 Easy Steps

  • Click on the Balcon link received via SMS or push notification on your mobile app
  • Select the amount and repayment period

In case of early settlement of balance conversion, cancellation fee of 1% of principal outstanding plus 5% VAT will be applicable. Should you require any further clarification or for pre-closures, please call us on 600 54 0000 or +971 600 54 0000 for international customers. 

Terms and conditions

  • Login to your Emirates NBD app
  • Select your Credit Card on the dashboard
  • Click on Balance Conversion
  • Select Amount and Repayment Period

In case of early settlement of balance conversion, cancellation fee of 1% of principal outstanding plus 5% VAT will be applicable. Should you require any further clarification or for pre-closures, please call us on 600 54 0000 or +971 600 54 0000 for international customers. 

Terms and conditions

  • Login to your Online Banking
  • Go to My Finances > Cards and select your Credit Card
  • Click on Balance Conversion
  • Select Amount and Repayment Period

SMS Balcon to 4456

In case of early settlement of balance conversion, cancellation fee of 1% of principal outstanding plus 5% VAT will be applicable. Should you require any further clarification or for pre-closures, please call us on 600 54 0000 or +971 600 54 0000 for international customers. 

Terms and conditions