U By Emaar Family Credit Card

Distinctively rewarding

A credit card that rewards you with enriching experiences every day

Reward points
Earn up to 5% back on your spends
Buy-1-get-1 at Reel Cinemas
Free soft drinks and popcorn with every movie
Emaar and Entertainment discounts
5% cashback when you shop and dine at the Emaar Hospitality Group

At a glance

Now each unforgettable experience is even more rewarding

Minimum salary: AED 5,000
Free for life

Key benefits and highlights

Distinctively rewarding

  • Earn Upoints on spends
    • 1% for all spends
    • 5x extra on spends in Emaar
    • 25% base Upoints for spends in grocery and supermarkets
    • 10% base Upoints for spends in fuel, government services and telecommunication payments
    • 5% Upoints back on spends in Emaar malls and when you dine or stay at Emaar Hospitality Group hotels and restaurants
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Up to 30% discount on entertainment at Emaar Entertainment Group including The Dubai Underwater Zoo, Kidzania and Dubai Ice Rink
  • Interest rate: 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

Contactless Payments

Make secure, cashless payments using your compatible phone or wearable.

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New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

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More advantages exclusively for you

Download the more app and never miss a deal

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Requirements and documents

Minimum salary: AED 5,000

No minimum spend requirement

Free for life

  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion
  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion

What our customers are saying

"One of the best credit cards in UAE. From the discount on dining to easy instalment plans and cash on card"
Gnew Weng

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