U By Emaar Signature Credit Card

Distinctively rewarding

A credit card that rewards you with enriching experiences every day

Earn 1.25% back as Upoints on spends and 5X for all Emaar spends
6.25% back on spends at Emaar including Dubai Mall, Marina Mall & Emaar Communities
Complimentary access to over 850 premium airport lounges globally

At a glance

Now each unforgettable experience is more rewarding

Minimum salary: AED 15,000
Buy one get one free on movie experiences with Reel Cinemas
Annual fees: AED 262.50

Key benefits and highlights

  • Earn UPoints on spends
    • 6.25% on all Emaar spends
    • 1.25% on all other spends
  • Redeem UPoints instantly at over 2500+ stores across your favorite brands
  • Receive U By Emaar Gold Status
  • Get 15% off on F&B and Spas at Emaar Hospitality Group Hotels
  • Complimentary upgrade to a suite on hotel stays
  • Up to 30% discount on entertainment at Emaar Entertainment Group
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Complimentary airport transfers and 50% discount with Careem for domestic airport transfers
  • Complimentary airport lounge access to over 1000 lounges worldwide via LoungeKey
  • Concierge services to take care of your time-consuming errands
  • Interest rate of 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

Contactless Payments

Make secure, cashless payments using your compatible phone or wearable.

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New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

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More advantages exclusively for you

Download the more app and never miss a deal

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Requirements and documents

Minimum salary: AED 15,000

Up to AED 60,000 job loss cover for up to 12 months or until re-employment

Annual fees: AED 262.50

  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion
  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion

What our customers are saying

"One of the best credit cards in UAE. From the discount on dining to easy instalment plans and cash on card"
Gnew Weng

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