Visa Flexi Credit Card

Make your credit card as unique as you!

Introducing the Visa Flexi Credit Card – this first-of-its-kind card allows you to choose the benefits that matter the most to you

Plus Points
1.5% rewards on all retail spends
VOX Cinemas
Exclusive discounts on 4DX & Theatre by Rhodes
Bon Appétit
Up to 30% at over 2,000 resturants across UAE

At a glance

Get rewarded for all your retail spends

Annual fees: AED 735
Free insurance for big ticket purchases
Minimum salary: AED 15,000

Key benefits and highlights

  • Plus Points
    • 1.5 Points for every AED 100 spend
    • 0.4% Points for supermarkets, groceries, insurance and car dealership spends
    • 0.2% Points for fuel, utility bill payments, real estate and education spends
  • Interest rate of 3.25% per month; minimum payment: 5% of the outstanding, or AED 100, whichever is higher
  • Interest-free period up to 55 days on retail purchases and fees and charges

Calculate your rewards

How much do you usually spend per month on...

Supermarkets and groceries?
Insurance and car dealership?
Fuel and utility payments?
Real estate and education?
Retail and other expenses?

With Emirates NBD Visa Flexi Credit Card, you could earn

Plus Points per year
Please note that this is a just estimated calculation based on above amounts

2 of 6 boutique benefits

Emirates NBD credit cards come with a wide range of benefits.
On top of that, your Visa Flexi Credit Card truly understands your world and gives you the freedom to customise and choose the benefits that suit your lifestyle.

Airport lounge access

Complimentary access to 900+ airport lounges worldwide

Anghami membership

6 months complimentary Anghami subscription

Luggage Delivery via Dubz

Complimentary door to door luggage delivery

Airport spa & dining offers

Dragon Pass Spa & dining discounts

Movie offers

Discounts on Theatre by Rhodes & 4DX at Vox Cinemas

Concierge services

Complimentary assistance for your every need

4 of 8 premium benefits

It's raining benefits with your Visa Flexi card!
You can add 4 extra premium benefits on top of your existing ones.

Airport transfers

Complimentary transfers to the airport & back

Global WiFi through Boingo

Complimentary access to WiFi worldwide

Bidroom membership

Complimentary membership to hotel discounts

Golf privileges

Complimentary rounds of golf in the UAE

Flight delay lounge

Access to special lounges in case of flight delays

VAT reclaim through UTU Plus

Up to 10% VAT cash back

Careem Credit

Up to AED 1,200 Careem credit per year

Medical assistance

International medical assistance

Contactless Payments

Make secure, cashless payments using your compatible phone or wearable.

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Choose your benefits

Customize the benefits on your credit card

Add up to 2 boutique benefits and 4 premium benefits on top of the existing benefits on your card

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Visa benefits

Buy 1 get 1 free with The Entertainer

Visa and The Entertainer bring you exclusive buy 1 get 1 offers across the Middle East

Know more
New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

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More advantages exclusively for you

Download the more app and never miss a deal

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Requirements and documents

Minimum salary: AED 15,000

Annual fees: AED 735

Free insurance for big ticket purchases

  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion
  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion

What our customers are saying

"One of the best credit cards in UAE. From the discount on dining to easy instalment plans and cash on card"
Gnew Weng

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